Our Strategic Alliance

TriStone Financial, the financial services division of TriStone Community Bank, has a strategic alliance with Massachusetts Mutual Life Insurance Company (MassMutual). This enables us to offer you access to the full spectrum of products and services of MassMutual, a member of MassMutual Financial Group.

You can be confident working with MassMutual—it’s one of America’s most admired companies, ranked in the Top 100 by Fortune 500® in 2007. MassMutual enjoys a long history of financial strength. MassMutual Financial Group—comprised of member companies with over $450 billion in assets under management as of year-end 2006—is a global, growth-oriented, diversified financial services organization providing life insurance, annuities, disability income insurance, long-term care insurance, retirement planning products, and other financial products and services.

To find out how TriStone Financial can help you, contact or visit Donald E. Brown, V.P. for Financial Services
debrown@finsvcs.com
336-794-0811
866-794-0811

Disclosures
MassMutual Financial Group is a marketing designation (or fleet name) for Massachusetts Mutual Life Insurance Company and its affiliates, including: Oppenheimer Funds, Inc., David L. Babson & Company, Inc., Cornerstone Real Estate Advisors, Inc., MassMutual International, Inc., MML Investors Services, Inc.*, (MassMutual’s broker/dealer subsidiary), The MassMutual Trust Company, FSB, MML Bay State Life Insurance Company and C.M. Life Insurance Company. TriStone Financial hopes you will become one of our and their valued clients!

*Donald E. Brown is a Registered Representative of and offers Securities, Investment Advisory and Financial Planning services through MML Investors Services, Inc. member SIPC. Supervisory office: 300 North Greene Street, Suite 1650, Greensboro, North Carolina 27401-2167, (336) 275-0881. TriStone Community Bank is not a subsidiary or affiliate of MML Investors Services, Inc. * or Massachusetts Mutual Life Insurance Company.

TriStone Financial has individuals registered to offer securities in FL, GA, MD, NC, NY, OH, PA, SC, VA, and life and health insurance in GA, KS, MA, MD, NC, NY, PA, SC. We cannot communicate with, nor respond to requests from individuals who reside in states where we are not licensed to conduct securities or insurance business. If you reside in such a state, please contact MassMutual at 1295 State Street, Springfield, MA 01111 or MassMutual’s web site at www.massmutual.com.

MassMutual Financial Group is the fleet name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliates, with more than $450 billion in assets under management at year-end 2006. Assets under management include assets and certain external investment funds managed by MassMutual’s subsidiaries.

Founded in 1851, MassMutual is a mutually owned financial protection, accumulation and income management company headquartered in Springfield, Mass. MassMutual’s major affiliates include: OppenheimerFunds, Inc.; BabsonCapital Management LLC; Baring Asset Management Limited; Cornerstone RealEstate Advisers LLC; MML Investors Services, Inc., MassMutual International LLC and The MassMutual Trust Company, FSB. MassMutual is on the Internet at www.massmutual.com.

Securities and variable insurance products offered through MML Investors Services, Inc:

* ARE NOT A BANK DEPOSIT OR OBLIGATION;
* ARE NOT FDIC INSURED;
* ARE NOT INSURED BY ANY GOVERNMENT AGENCY;
* ARE NOT GUARANTEED BY THE BANK
* MAY GO DOWN IN VALUE

CRN200910-59656