Personal Financial Services

Whether you’re just starting out or enjoying retirement, a savvy investor or new to money management, we can help you plan and achieve your financial goals.

TriStone Financial’s strategic alliance with MassMutual enables us to offer you access to a full spectrum of financial products and services in the following areas:

Insurance Services
We can help you plan for the future and protect against adverse financial situations.

• Term Life Insurance
• Whole, Universal, and Variable* Life Insurance
• Survivorship Whole and Universal Life Insurance
• Disability Income Insurance
• Long Term Health Care Insurance
• Estate Planning
• Charitable Giving Planning
• Fixed Annuities

Investment Services
Let us help you manage your money with an allocation strategy based on your objectives, priorities and risk tolerance.

• College Funding — 529 Plans
• Retirement Planning — Roth IRAs, Traditional IRAs
• Wealth Accumulation
• Income Generation
• Tax Reduction Strategies
• Variable Annuities

Trust Services
We offer Trust services through our association with various providers such as:

• The MassMutual Trust Company, FSB—through our strategic alliance with MassMutual.
• Mellon Private Wealth Management—through our strategic alliance with MassMutual and its broker-dealer, MML Investors Services, Inc.*
• Investors Trust Company, Chapel Hill, NC—through a solicitors agreement with Investors Trust Company and Investors Capital Management Company - Thomas W. Murray, President and Managing Director

Investments, Trust Services, and variable insurance products:

* ARE NOT A BANK DEPOSIT OR OBLIGATION
* ARE NOT FDIC INSURED
* ARE NOT INSURED BY ANY GOVERNMENT AGENCY
* ARE NOT GUARANTEED BY THE BANK
* MAY GO DOWN IN VALUE