Loan Application Checklist

Save yourself time and frustration during your loan process by gathering the following documentation in advance:

1. Picture ID for each borrower (driver’s license)
2. Social security number for each borrower
3. Residence address(es) for the last two years
4. Employer name(s) and address(es) for the past two years and length of employment
5. Most recent pay stubs covering 30 days
6. W-2 forms (1099 if applicable) for the last two years
7. If self-employed, personal and business tax returns for the last two years
8. Documentation on any other income: alimony, child support, social security, disability benefits, etc.
9. Bank or brokerage statements for checking, savings, CD, IRAs, 401Ks, or any other asset accounts for the last two months
10. Names, addresses, account numbers, balances and monthly payments on all open loans and credit card accounts
11. Divorce Decree and/or Separation Agreement (if applicable)
12. Bankruptcy papers (if applicable)
13. Information on all real estate owned (address, lender, etc.)
14. Certificate of Eligibility and DD214 (VA only)
15. Final Purchase Agreement (signed by all parties) and Listing sheet